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Ever promised to pay later—but weren’t sure how to write it properly? A well-written promissory note protects both sides and avoids awkward follow-ups. In this guide, you’ll get a complete Promissory Note in Tagalog Sample Form (Word), plus plain-English instructions to customize it for different situations: promissory note Tagalog para sa school, promissory note Tagalog para sa trabaho, or a simple personal loan between friends.
We’ll explain what a promissory note is, why some offices (registrars, HR, finance) ask for one, and which clauses give your note legal weight—amount, due date, interest (if any), late fees, signatures, witnesses, and notarization. You’ll find voice-search friendly FAQs (e.g., “Paano gumawa ng promissory note Tagalog?”), a clause-by-clause checklist, and practical examples you can copy. When you’re ready, grab the free Word file, edit the names and dates, and print.
Educational note, not legal advice. For complex cases, ask a qualified professional in your jurisdiction.
The basics: what a promissory note is (and isn’t)
Plain definition
A promissory note is a written, signed promise by one person (the maker) to pay a definite sum of money to another (the payee) on demand or at a specified time, often with stated interest and default terms. It’s a type of negotiable instrument in commercial law. Wikipédia+1
Why write it down?
Many legal systems require certain promises to be in writing and signed to be enforceable; a proper note also acts as clear evidence of the debt and its terms. Wikipédia
Philippines context (quick view)
The Philippines’ Negotiable Instruments Law (Act No. 2031) describes the form of negotiable instruments—written, signed, unconditional promise to pay a sum certain, payable on demand or at a determinable future time. While your campus or employer may only need a simple letter, borrowing/repayment notes benefit from these clear elements. chanrobles.com
Core elements to include (with examples)
Parties & IDs (H2)
Include (H3):
Buong pangalan at address ng maker at payee
Government ID details (optional but helpful for clarity)
Petsa at lugar ng pag-execute; notarization if required
Example (Tagalog):
“Ako si Juan D. Cruz, naninirahan sa 123 Sampaguita St., Quezon City, ay nangakong magbayad kay Maria L. Santos ng halagang PHP 10,000 sa o bago ang 30 Setyembre 2025 sa Quezon City.”
Amount, due date, and schedule (H2)
State the amount in words and figures (to avoid disputes).
Choose one-time payment or installments (e.g., weekly or monthly).
Add a grace period if appropriate (e.g., 5–7 days).
Example: “Ang utang ay PHP 10,000 (Sampung Libong Piso), babayaran buo sa 30 Setyembre 2025.”
Interest and late fees (H2)
Optional interest rate (monthly or annual).
Reasonable late fee after a grace period.
Keep terms simple and transparent.
Voice search: “Can a promissory note have interest?” — Yes; many notes state an interest rate and a default rule. (Definitions emphasize principal, interest, and maturity.) Wikipédia
Signatures, witnesses, notarization (H2)
Maker’s and payee’s signatures; witnesses add evidentiary value.
Notarization strengthens authenticity and can help in small-claims court or administrative settings. (Courts and practitioners often recommend clear written proof.) RESPICIO & CO.
Fill-in checklist (copy this when editing your Word file)
| Section | What to write | Tip |
|---|---|---|
| Heading | “Promissory Note (Tagalog)” | Keep it clear and simple |
| Parties | Full names, addresses, IDs | Match the names to valid IDs |
| Amount | Numbers and words | Avoid typos on currency |
| Due date | A specific date or schedule | Add grace period if needed |
| Interest | Rate (if any) and compounding | State “No interest” if zero |
| Late fees | Amount or % after __ days | Keep reasonable and lawful |
| Payment method | Cash/bank transfer/Gcash | Add account details |
| Place of payment | City/office/person | Avoid ambiguity |
| Witnesses | 1–2 witnesses w/ names | Optional but helpful |
| Notary block | If needed | Ask a local notary for format |
Promissory note Tagalog examples by scenario
A. Promissory note Tagalog para sa school (H2)
When to use: Tuition/fees not yet fully paid; need time to settle.
Snippet (H3):
“Ako si [Pangalan], estudyante ng [Paaralan], ay nangakong magbayad ng PHP [Halaga] para sa [tuition/charges] sa o bago ang [Petsa]. Nauunawaan ko na ang paglabag sa petsang ito ay maaaring magresulta sa late fee at paghinto ng serbisyo/alinsunod sa patakaran ng paaralan.”
B. Promissory note Tagalog para sa trabaho (H2)
When to use: HR cash advance, equipment fee, or training bond.
Snippet (H3):
“Sumasang-ayon akong ibalik ang PHP [Halaga] sa [Kompanya] sa pamamagitan ng [iskedyul ng kaltas] mula sa sahod, hanggang mabuo ang bayad.”
C. Personal loan between friends/family (H2)
When to use: Short-term lending; keep goodwill by writing terms.
Snippet (H3):
“Nagkasundo kaming walang interes at buwanang hulog na PHP [amount] mula [Start Date] hanggang [End Date].”
D. Promissory note for teachers (H2)
When to use: Paano gumawa ng promissory note para sa teacher for missed requirements or school materials.
Snippet (H3):
“Nangangako akong kumpletuhin ang bayad/requirements sa loob ng [x] araw at magsusumite ng katibayan ng pagbabayad.”
How to write one (step-by-step)
Download the file — Use our Promissory Note in Tagalog Sample Form (Word) below.
Fill names & IDs — Make sure they match IDs.
Enter amount & due date — Use numbers and words; set a realistic schedule.
Add interest/late fee — Optional; keep it reasonable.
Choose payment method — Bank transfer, cash, or digital wallet.
Sign with witnesses — Two witnesses are ideal; add their full names.
Notarize if required — Stronger evidence for enforcement or HR/school records.
Keep copies — One for each party; scan as PDF for safekeeping.
Download your editable Word template
Download the Promissory Note in Tagalog Sample Form (.docx)
Open in Word/Google Docs, replace bracketed fields, and print. This fits Promissory note Tagalog halimbawa needs for school, work, or personal loans.
👀👉👉[🔗 Download]
FAQs (voice-search ready)
Tagalog ng promissory note?
“Kasulatan ng pangako sa pagbabayad” o “sulat-pangako sa bayad.”
Paano gumawa ng promissory note Tagalog?
Gamitin ang Promissory Note in Tagalog Sample Form (Word); punan ang pangalan, halaga (words & figures), petsa ng bayad, interes/late fee (kung mayroon), pirma, saksi, at notaryo kung kailangan.
Kailangan ba ang notaryo?
Notarization isn’t always mandatory, but it strengthens authenticity and helps in small claims or administrative processes. RESPICIO & CO.
Negotiable instrument ba ang promissory note?
Yes—many systems classify it as a negotiable instrument if it meets legal form: written, signed, unconditional promise, sum certain, payable on demand or at a definite time. chanrobles.com+1
Extra tips to avoid problems
Write simply — Plain words beat legalese.
Be specific — Exact dates, amounts, and payment channels.
Photograph IDs (if both agree) to verify identity.
Acknowledge payments — Give a short receipt each time.
Store safely — Keep PDF scans in a secure folder.
Update contact info — Add email and phone for follow-ups.
Sample clauses you can copy
Payment promise
“Ako si [Pangalan] ay nangakong magbayad kay [Pangalan] ng PHP [Halaga] (sa salita at numero) sa o bago ang [Petsa], alinsunod sa mga tuntunin dito.”
Late fee / default
“Kung mahuhuli ng higit sa [x] araw, may late fee na [PHP/__%]. Kapag nag-default, maaaring singilin agad ang buong natitirang balanse.”
Place of payment
“Ang lugar ng bayaran ay [Lungsod/Opisina/Banko], o ayon sa nakasulat na kasunduan ng mga partido.”
Helpful references
Promissory note — definition, terms, and overview. Wikipédia
Negotiable instrument — general rules, holder in due course. Wikipédia
Statute of frauds — why written, signed promises matter. Wikipédia
Philippines Negotiable Instruments Law (Act No. 2031) — form and interpretation. chanrobles.com
Small claims practice (PH) — evidentiary value of written notes. RESPICIO & CO.
Conclusion
Good paperwork preserves good relationships. With a clear Promissory Note in Tagalog Sample Form (Word), you make repayment expectations explicit—amount, date, schedule, and what happens if payment is late—so both sides feel secure. Whether you need a promissory note Tagalog para sa school, an HR-related promissory note Tagalog para sa trabaho, or a simple personal loan, follow the checklist: fill the parties and amount, set a definite due date, add optional interest/late fees, sign with witnesses, and notarize if required. Keep copies and acknowledge each payment.
Ready to write yours now? Download the Word template, personalize it in 3–5 minutes, and share a PDF copy with the other party. Got a unique scenario or clause to add? Drop it in the comments and I’ll help you tailor the wording.
