		<div data-elementor-type="wp-post" data-elementor-id="9314" class="elementor elementor-9314">
						<section class="elementor-section elementor-top-section elementor-element elementor-element-eb8a911 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="eb8a911" data-element_type="section">
						<div class="elementor-container elementor-column-gap-default">
					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a07458" data-id="3a07458" data-element_type="column">
			<div class="elementor-widget-wrap elementor-element-populated">
						<div class="elementor-element elementor-element-d581a3e elementor-widget elementor-widget-text-editor" data-id="d581a3e" data-element_type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p data-start="400" data-end="754">Buying or selling a home with Pag-IBIG financing doesn’t have to be confusing. The right paperwork keeps everyone protected from offer to loan takeout. That’s where a <strong data-start="567" data-end="623">deed of conditional sale pag ibig form word template</strong> comes in: a practical, fill-in-the-blanks document that sets the price, timeline, and responsibilities until the loan is released.</p><p data-start="756" data-end="1305">In this guide, you’ll get (1) a free, editable <strong data-start="803" data-end="820">Word template</strong> you can customize in minutes, (2) a plain-English walkthrough of every section, and (3) voice-search-friendly answers to common questions. We’ll also show how this conditional deed compares to a Deed of Absolute Sale, how to allocate taxes and fees, and how to avoid common mistakes (like missing identifiers or unclear turnover dates). When you’re ready, download the file, edit, notarize, and export a <strong data-start="1225" data-end="1280">Deed of conditional sale pag ibig form pdf download</strong> for your closing packet.</p><blockquote data-start="1307" data-end="1478"><p data-start="1309" data-end="1478">Quick note: this article is educational, not legal advice. For unusual situations (co-owners, inherited titles, special tax scenarios), consult a qualified professional.</p><p data-start="1309" data-end="1478"><img class="Deed of conditional sale pag ibig form word template—conditional contract for loan takeout. alignnone wp-image-9318 size-large" title="Deed of conditional sale pag ibig form word template—conditional contract for loan takeout." src="https://slidepp.net/wp-content/uploads/2025/09/deed-of-conditional-sale-pag-ibig-form-Word-template-683x1024.webp" alt="deed of conditional sale pag ibig form word template" width="683" height="1024" /></p><p data-start="1309" data-end="1478"> </p></blockquote><hr data-start="1480" data-end="1483" /><h2 data-start="1485" data-end="1539">The basics of a conditional sale (and why it helps)</h2><h3 data-start="1541" data-end="1580">What is a Deed of Conditional Sale?</h3><p data-start="1581" data-end="1898">A <strong data-start="1583" data-end="1611">Deed of Conditional Sale</strong> (often called a <strong data-start="1628" data-end="1648">Contract to Sell</strong>) records the parties’ agreement to transfer a property once specific conditions are met—commonly <strong data-start="1746" data-end="1784">Pag-IBIG loan approval and takeout</strong>. Until then, the buyer pays reservation and down payment; the seller keeps legal title and prepares the transfer.</p><h3 data-start="1900" data-end="1950">Conditional vs. absolute sale (why it matters)</h3><ul data-start="1951" data-end="2174"><li data-start="1951" data-end="2106"><p data-start="1953" data-end="2106"><strong data-start="1953" data-end="1984">Conditional (this template)</strong>: Ownership becomes final after loan takeout/full payment. Ideal for Pag-IBIG deals where financing is still in process.</p></li><li data-start="2107" data-end="2174"><p data-start="2109" data-end="2174"><strong data-start="2109" data-end="2121">Absolute</strong>: Used once fully paid—title can transfer right away.</p></li></ul><p data-start="2176" data-end="2358">For background reading, see high-level primers on <a class="decorated-link cursor-pointer" target="_new" rel="noopener" data-start="2226" data-end="2301">real estate contracts</a> and <a class="decorated-link cursor-pointer" target="_new" rel="noopener" data-start="2306" data-end="2357">mortgages</a>.</p><hr data-start="2360" data-end="2363" /><h2 data-start="2365" data-end="2411">What to include: clause-by-clause checklist</h2><h3 data-start="2413" data-end="2452">Parties &; property identifiers (H2)</h3><p data-start="2453" data-end="2470"><strong data-start="2453" data-end="2470">Include (H3):</strong></p><ul data-start="2471" data-end="2706"><li data-start="2471" data-end="2539"><p data-start="2473" data-end="2539">Full names, addresses, and valid IDs of <strong data-start="2513" data-end="2523">Seller</strong> and <strong data-start="2528" data-end="2537">Buyer</strong></p></li><li data-start="2540" data-end="2622"><p data-start="2542" data-end="2622">Project/subdivision/condo; <strong data-start="2569" data-end="2589">unit/house &; lot</strong>; block/lot; <strong data-start="2602" data-end="2620">floor/lot area</strong></p></li><li data-start="2623" data-end="2706"><p data-start="2625" data-end="2706">Property address; <strong data-start="2643" data-end="2676">Title No./Tax Declaration No.</strong>; parking/fixtures if included</p></li></ul><p data-start="2708" data-end="2802"><strong data-start="2708" data-end="2716">Tip:</strong> Copy identifiers exactly from the title/tax declaration. Tiny typos cause big delays.</p><h3 data-start="2804" data-end="2849">Price, reservation, and down payment (H2)</h3><ul data-start="2850" data-end="3009"><li data-start="2850" data-end="2903"><p data-start="2852" data-end="2903">Total <strong data-start="2858" data-end="2876">purchase price</strong> in <strong data-start="2880" data-end="2901">words and figures</strong></p></li><li data-start="2904" data-end="2959"><p data-start="2906" data-end="2959"><strong data-start="2906" data-end="2935">Reservation/earnest money</strong> (state if refundable)</p></li><li data-start="2960" data-end="3009"><p data-start="2962" data-end="3009"><strong data-start="2962" data-end="2978">Down-payment</strong> schedule and official receipts</p></li></ul><p data-start="3011" data-end="3096"><strong data-start="3011" data-end="3024">Pro move:</strong> Use specific calendar dates (“October 15, 2025”), not “within 30 days”.</p><h3 data-start="3098" data-end="3139">The Pag-IBIG financing condition (H2)</h3><ul data-start="3140" data-end="3399"><li data-start="3140" data-end="3220"><p data-start="3142" data-end="3220">State that the sale becomes <strong data-start="3170" data-end="3217">absolute upon Pag-IBIG approval and takeout</strong>.</p></li><li data-start="3221" data-end="3291"><p data-start="3223" data-end="3291">Allow for <strong data-start="3233" data-end="3256">resubmission/appeal</strong> if the loan is initially denied.</p></li><li data-start="3292" data-end="3399"><p data-start="3294" data-end="3399">Define what happens if financing fails despite compliance (e.g., unwind with documented deductions only).</p></li></ul><h3 data-start="3401" data-end="3450">Delivery, possession, and title transfer (H2)</h3><ul data-start="3451" data-end="3685"><li data-start="3451" data-end="3531"><p data-start="3453" data-end="3531"><strong data-start="3453" data-end="3465">Turnover</strong> after takeout/full payment and submission of required documents</p></li><li data-start="3532" data-end="3616"><p data-start="3534" data-end="3616">Cooperation to <strong data-start="3549" data-end="3567">transfer title</strong> and annotate any mortgage in favor of Pag-IBIG</p></li><li data-start="3617" data-end="3685"><p data-start="3619" data-end="3685"><strong data-start="3619" data-end="3635">Risk of loss</strong> and <strong data-start="3640" data-end="3653">insurance</strong> responsibilities after delivery</p></li></ul><h3 data-start="3687" data-end="3726">Taxes, fees, and closing costs (H2)</h3><ul data-start="3727" data-end="3883"><li data-start="3727" data-end="3824"><p data-start="3729" data-end="3824">Allocate <strong data-start="3738" data-end="3767">capital gains/withholding</strong>, <strong data-start="3769" data-end="3790">documentary stamp</strong>, <strong data-start="3792" data-end="3817">transfer/registration</strong> fees</p></li><li data-start="3825" data-end="3883"><p data-start="3827" data-end="3883">Set cut-off dates for <strong data-start="3849" data-end="3871">utilities/HOA dues</strong> and arrears</p></li></ul><blockquote data-start="3885" data-end="4154"><p data-start="3887" data-end="4154">Voice-search prompt: <strong data-start="3908" data-end="3983">“How do I fill a deed of conditional sale pag ibig form word template?”</strong><br data-start="3983" data-end="3986" />Download the file, fill parties/IDs, property block, price &; schedule, financing condition, turnover/title steps, taxes/fees, default clauses, then sign and notarize.</p></blockquote><hr data-start="4156" data-end="4159" /><h2 data-start="4161" data-end="4199">Step-by-step: from offer to takeout</h2><ol data-start="4201" data-end="5058"><li data-start="4201" data-end="4326"><p data-start="4204" data-end="4326"><strong data-start="4204" data-end="4229">Download the template</strong> — Use the link at the top to get the <strong data-start="4267" data-end="4323">deed of conditional sale pag ibig form word template</strong>.</p></li><li data-start="4327" data-end="4410"><p data-start="4330" data-end="4410"><strong data-start="4330" data-end="4360">Complete the parties &; IDs</strong> — Make sure names match government IDs exactly.</p></li><li data-start="4411" data-end="4511"><p data-start="4414" data-end="4511"><strong data-start="4414" data-end="4439">Describe the property</strong> — Project, unit/house &; lot, block/lot, areas, address, <strong data-start="4496" data-end="4509">Title No.</strong></p></li><li data-start="4512" data-end="4601"><p data-start="4515" data-end="4601"><strong data-start="4515" data-end="4539">Enter price &; timing</strong> — Reservation, down payment, and balance via Pag-IBIG loan.</p></li><li data-start="4602" data-end="4694"><p data-start="4605" data-end="4694"><strong data-start="4605" data-end="4636">Insert the financing clause</strong> — Make completion subject to <strong data-start="4666" data-end="4691">loan approval/takeout</strong>.</p></li><li data-start="4695" data-end="4796"><p data-start="4698" data-end="4796"><strong data-start="4698" data-end="4726">Outline turnover &; title</strong> — Delivery after takeout; cooperation on title transfer/annotation.</p></li><li data-start="4797" data-end="4887"><p data-start="4800" data-end="4887"><strong data-start="4800" data-end="4823">Allocate taxes/fees</strong> — Clarify who pays what; attach official receipts as annexes.</p></li><li data-start="4888" data-end="4967"><p data-start="4891" data-end="4967"><strong data-start="4891" data-end="4910">Sign &; notarize</strong> — Notarization significantly strengthens the document.</p></li><li data-start="4968" data-end="5058"><p data-start="4971" data-end="5058"><strong data-start="4971" data-end="4988">Export to PDF</strong> — Keep a <strong data-start="4998" data-end="5030">DEED of Conditional Sale pdf</strong> for your submission packet.</p></li></ol><hr data-start="5060" data-end="5063" /><h2 data-start="5065" data-end="5101">Sample wording you can copy/paste</h2><blockquote data-start="5103" data-end="5322"><p data-start="5105" data-end="5322"><strong data-start="5105" data-end="5128">Financing condition</strong><br data-start="5128" data-end="5131" />“This <strong data-start="5139" data-end="5178">Deed of Conditional Sale (Pag-IBIG)</strong> shall become absolute upon BUYER’s Pag-IBIG loan approval and takeout, completion of pre-takeout requirements, and payment of all amounts due.”</p></blockquote><blockquote data-start="5324" data-end="5519"><p data-start="5326" data-end="5519"><strong data-start="5326" data-end="5346">Delivery &; title</strong><br data-start="5346" data-end="5349" />“Upon loan takeout/full payment, SELLER shall deliver possession and cooperate to transfer title to BUYER, including required mortgage annotation in favor of Pag-IBIG.”</p></blockquote><blockquote data-start="5521" data-end="5771"><p data-start="5523" data-end="5771"><strong data-start="5523" data-end="5554">Unwinding if loan is denied</strong><br data-start="5554" data-end="5557" />“If the Loan is denied despite diligent compliance, Parties may terminate this Deed. SELLER shall refund payments received less any non-refundable reservation fee (if stipulated) and documented processing costs.”</p></blockquote><hr data-start="5773" data-end="5776" /><h2 data-start="5778" data-end="5818">Quick comparison table (Word vs. PDF)</h2><div class="_tableContainer_1rjym_1"><div class="group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse" tabindex="-1"><table class="w-fit min-w-(--thread-content-width)" data-start="5820" data-end="6116"><thead data-start="5820" data-end="5854"><tr data-start="5820" data-end="5854"><th data-start="5820" data-end="5829" data-col-size="sm">Format</th><th data-start="5829" data-end="5840" data-col-size="sm">Best for</th><th data-start="5840" data-end="5854" data-col-size="md">Why use it</th></tr></thead><tbody data-start="5869" data-end="6116"><tr data-start="5869" data-end="5953"><td data-start="5869" data-end="5888" data-col-size="sm"><strong data-start="5871" data-end="5887">Word (.docx)</strong></td><td data-start="5888" data-end="5907" data-col-size="sm">Drafting &; edits</td><td data-start="5907" data-end="5953" data-col-size="md">Easy to customize, re-use, and collaborate</td></tr><tr data-start="5954" data-end="6027"><td data-start="5954" data-end="5964" data-col-size="sm"><strong data-start="5956" data-end="5963">PDF</strong></td><td data-start="5964" data-end="5979" data-col-size="sm">Final packet</td><td data-start="5979" data-end="6027" data-col-size="md">Locks formatting; ideal for filing and email</td></tr><tr data-start="6028" data-end="6116"><td data-start="6028" data-end="6044" data-col-size="sm"><strong data-start="6030" data-end="6043">Printable</strong></td><td data-start="6044" data-end="6064" data-col-size="sm">In-person signing</td><td data-start="6064" data-end="6116" data-col-size="md">Clear margins, signature blocks, and notary page</td></tr></tbody></table></div></div><p data-start="6118" data-end="6279">You can work in Word first, then export your <strong data-start="6163" data-end="6200">Pag-IBIG Deed of Conditional Sale</strong> as a <strong data-start="6206" data-end="6261">Deed of conditional sale pag ibig form pdf download</strong> for your records.</p><hr data-start="6281" data-end="6284" /><h2 data-start="6286" data-end="6328">Common pitfalls (and how to avoid them)</h2><ul data-start="6330" data-end="6755"><li data-start="6330" data-end="6437"><p data-start="6332" data-end="6437"><strong data-start="6332" data-end="6355">Missing identifiers</strong>: Always include <strong data-start="6372" data-end="6394">Title No./Tax Dec.</strong>, unit/house &; lot, block/lot, and areas.</p></li><li data-start="6438" data-end="6513"><p data-start="6440" data-end="6513"><strong data-start="6440" data-end="6459">Ambiguous dates</strong>: Replace “within X days” with exact calendar dates.</p></li><li data-start="6514" data-end="6595"><p data-start="6516" data-end="6595"><strong data-start="6516" data-end="6541">Receipts not attached</strong>: Keep reservation/down-payment <strong data-start="6573" data-end="6580">ORs</strong> in an annex.</p></li><li data-start="6596" data-end="6671"><p data-start="6598" data-end="6671"><strong data-start="6598" data-end="6618">No fallback plan</strong>: Add clear steps if the loan is delayed or denied.</p></li><li data-start="6672" data-end="6755"><p data-start="6674" data-end="6755"><strong data-start="6674" data-end="6698">Notarization skipped</strong>: It’s often required and always helpful for enforcement.</p></li></ul><hr data-start="6757" data-end="6760" /><h2 data-start="6762" data-end="6808">Real-world examples (how to adapt the form)</h2><h3 data-start="6810" data-end="6841">Pre-selling condo unit (H3)</h3><ul data-start="6842" data-end="6995"><li data-start="6842" data-end="6930"><p data-start="6844" data-end="6930">Emphasize <strong data-start="6854" data-end="6873">turnover timing</strong>, punchlist/acceptance, and building permits/occupancy.</p></li><li data-start="6931" data-end="6995"><p data-start="6933" data-end="6995">Keep the Pag-IBIG condition and add a reasonable grace period.</p></li></ul><h3 data-start="6997" data-end="7030">House &; lot with parking (H3)</h3><ul data-start="7031" data-end="7139"><li data-start="7031" data-end="7101"><p data-start="7033" data-end="7101">Itemize the <strong data-start="7045" data-end="7061">parking slot</strong> and any fixtures/appliances included.</p></li><li data-start="7102" data-end="7139"><p data-start="7104" data-end="7139">Clarify who pays HOA transfer fees.</p></li></ul><h3 data-start="7141" data-end="7174">Switch to bank financing (H3)</h3><ul data-start="7175" data-end="7287"><li data-start="7175" data-end="7287"><p data-start="7177" data-end="7287">Replace lender references and keep the same conditional logic: <strong data-start="7240" data-end="7262">approval + takeout</strong> → deed becomes absolute.</p></li></ul><hr data-start="7289" data-end="7292" /><h2 data-start="7294" data-end="7334">Useful reading (background overviews)</h2><ul data-start="7336" data-end="7568"><li data-start="7336" data-end="7433"><p data-start="7338" data-end="7433"><strong data-start="7338" data-end="7362">Real estate contract</strong> — high-level structure of offer, acceptance, conditions, and closing</p></li><li data-start="7434" data-end="7491"><p data-start="7436" data-end="7491"><strong data-start="7436" data-end="7448">Mortgage</strong> — how liens and annotations affect title</p></li><li data-start="7492" data-end="7568"><p data-start="7494" data-end="7568"><strong data-start="7494" data-end="7529">Negotiable documents &; evidence</strong> — why written, signed contracts matter</p></li></ul><p data-start="7570" data-end="7659">(These general overviews on Wikipedia are helpful primers for first-time buyers/sellers.)</p><hr data-start="7661" data-end="7664" /><h2 data-start="7666" data-end="7705">Download your editable Word template</h2><p data-start="7709" data-end="8005">Use as a <strong data-start="7834" data-end="7869">Deed of Conditional Sale Sample</strong>, adapt to your case, and export to <strong data-start="7905" data-end="7957">Deed of Conditional Sale Philippines word format</strong> or <strong data-start="7961" data-end="7993">DEED of Conditional Sale pdf</strong> for filing.</p><p data-start="7709" data-end="8005"><span style="font-size: 2em;"><b>ððð<a href="https://slidepp.net/wp-content/uploads/2025/09/615357283-DEED-OF-CONDITIONAL-SALE.docx" data-original-attrs="{";data-original-href";:";https://drive.google.com/uc?export=download&;id=1WiIfYekY0sHcJguEZQy0KvnPkSlx8HCA";,";target";:";_blank";}">[ð Download]</a></b></span></p><hr data-start="8007" data-end="8010" /><h2 data-start="8012" data-end="8040">FAQs (voice-search ready)</h2><p data-start="8042" data-end="8234"><strong data-start="8042" data-end="8091">What is the deed of conditional sale meaning?</strong><br data-start="8091" data-end="8094" />It’s a <strong data-start="8101" data-end="8116">conditional</strong> agreement to transfer a property after specified requirements—usually <strong data-start="8187" data-end="8225">Pag-IBIG loan approval and takeout</strong>—are met.</p><p data-start="8236" data-end="8383"><strong data-start="8236" data-end="8277">Is this the same as an absolute sale?</strong><br data-start="8277" data-end="8280" />No. An <strong data-start="8287" data-end="8304">absolute sale</strong> is used when the price is paid in full and the title can transfer immediately.</p><p data-start="8385" data-end="8559"><strong data-start="8385" data-end="8441">Can I write the Deed of conditional sale in Tagalog?</strong><br data-start="8441" data-end="8444" />Yes—many offices accept Tagalog versions if essential elements are present. Keep the language clear and consistent.</p><p data-start="8561" data-end="8668"><strong data-start="8561" data-end="8588">Do I need notarization?</strong><br data-start="8588" data-end="8591" />Highly recommended and typically required for registry and lender processing.</p><hr data-start="8670" data-end="8673" /><h2 data-start="8675" data-end="8688">Conclusion</h2><p data-start="8690" data-end="9169">A clear, well-structured <strong data-start="8715" data-end="8771">deed of conditional sale pag ibig form word template</strong> protects both sides while financing is in motion. Start with accurate property identifiers, spell out the price and schedule, and make completion <strong data-start="8918" data-end="8966">conditional on Pag-IBIG approval and takeout</strong>. Define turnover and title-transfer steps, allocate taxes/fees, and add straightforward default and remedy language. Notarize the document, export to PDF, and keep a tidy packet with IDs and receipts.</p><p data-start="9171" data-end="9574">Ready to finalize your sale? <strong data-start="9200" data-end="9230">Download the Word template</strong>, customize it today, and follow the checklist above. If your situation involves multiple sellers, estate properties, or unusual payment structures, have a licensed professional review the finalized draft. Share this guide with anyone preparing a <strong data-start="9477" data-end="9528">Deed of Conditional Sale (Template Philippines)</strong>—good documentation prevents costly surprises.</p><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div>								</div>
				</div>
					</div>
		</div>
					</div>
		</section>
				</div>
		
Deed of conditional sale pag ibig form – Word template
