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									<p data-start="385" data-end="665">Selling a home with a Pag-IBIG–financed buyer? The paperwork can get confusing fast—conditional terms, loan takeout, title transfer, and taxes. This guide simplifies everything and gives you <strong data-start="576" data-end="626">contract to sell PAG IBIG sample forms in word</strong> you can download and edit right now.</p><p data-start="667" data-end="1313">You’ll learn what a <strong data-start="687" data-end="713">Contract to Sell (CTS)</strong> is, how it differs from a Deed of Absolute Sale, and why Pag-IBIG lenders often ask for a <strong data-start="804" data-end="847">conditional Contract to Sell – PAG-IBIG</strong> pending loan approval. We’ll also walk through the sections you must include: property description, purchase price and payment schedule, financing condition, delivery/turnover, title transfer, taxes and fees, default and remedies, and notarization. To keep you moving, we added a checklist, a comparison table, practical examples, and voice-search ready FAQs. When you’re ready, grab the free <strong data-start="1241" data-end="1275">Contract to Sell PAG-IBIG Word</strong> template and customize it in minutes.</p><p data-start="667" data-end="1313"><img class="Contract to sell PAG IBIG sample forms in word—conditional sale with loan takeout. alignnone wp-image-9299 size-large" title="Contract to sell PAG IBIG sample forms in word—conditional sale with loan takeout." src="https://slidepp.net/wp-content/uploads/2025/09/Contract-to-Sell-PAG-IBIG-Sample-Forms-in-Word-683x1024.webp" alt="Contract to Sell formatted for a Pag-IBIG transaction with financing and title-transfer sections." width="683" height="1024" /></p><hr data-start="1315" data-end="1318" /><h2 data-start="1320" data-end="1361">The basics of a Contract to Sell (CTS)</h2><h3 data-start="1363" data-end="1401">CTS vs. Deed of Absolute Sale (H2)</h3><ul data-start="1402" data-end="1620"><li data-start="1402" data-end="1527"><p data-start="1404" data-end="1527"><strong data-start="1404" data-end="1424">Contract to Sell</strong>: Conditional sale—ownership passes after full payment or <strong data-start="1482" data-end="1498">loan takeout</strong>. Ideal for Pag-IBIG cases.</p></li><li data-start="1528" data-end="1620"><p data-start="1530" data-end="1620"><strong data-start="1530" data-end="1555">Deed of Absolute Sale</strong>: Executed once fully paid; title transfer follows immediately.</p></li></ul><p data-start="1622" data-end="1876">A CTS reflects common <strong data-start="1644" data-end="1668">real estate contract</strong> practice: conditions precedent, obligations, and closing deliverables are stated to reduce disputes. For broad background on how these agreements work, see the general overview of <strong data-start="1849" data-end="1874">real estate contracts</strong>.</p><h3 data-start="1878" data-end="1916">Why a conditional CTS matters (H2)</h3><ul data-start="1917" data-end="2159"><li data-start="1917" data-end="2007"><p data-start="1919" data-end="2007">Protects both parties while the <strong data-start="1951" data-end="1985">Pag-IBIG housing loan Contract</strong> is being processed.</p></li><li data-start="2008" data-end="2083"><p data-start="2010" data-end="2083">Clarifies who pays which <strong data-start="2035" data-end="2049">taxes/fees</strong> and when <strong data-start="2059" data-end="2073">possession</strong> shifts.</p></li><li data-start="2084" data-end="2159"><p data-start="2086" data-end="2159">Sets timelines for documents and provides an exit if financing is denied.</p></li></ul><hr data-start="2161" data-end="2164" /><h2 data-start="2166" data-end="2208">Key sections to include (with examples)</h2><h3 data-start="2210" data-end="2249">Parties &; property identifiers (H2)</h3><p data-start="2250" data-end="2267"><strong data-start="2250" data-end="2267">Include (H3):</strong></p><ul data-start="2268" data-end="2516"><li data-start="2268" data-end="2330"><p data-start="2270" data-end="2330">Full legal names/addresses/IDs of <strong data-start="2304" data-end="2314">Seller</strong> and <strong data-start="2319" data-end="2328">Buyer</strong></p></li><li data-start="2331" data-end="2400"><p data-start="2333" data-end="2400">Project/subdivision/condo, unit or house &; lot, block/lot numbers</p></li><li data-start="2401" data-end="2472"><p data-start="2403" data-end="2472">Floor/lot area, property address, <strong data-start="2437" data-end="2470">Title No./Tax Declaration No.</strong></p></li><li data-start="2473" data-end="2516"><p data-start="2475" data-end="2516">Inclusions (e.g., parking slot, fixtures)</p></li></ul><p data-start="2518" data-end="2665"><strong data-start="2518" data-end="2530">Example:</strong><br data-start="2530" data-end="2533" />“Project: <strong data-start="2543" data-end="2567">Riverside Residences</strong>, Unit <strong data-start="2574" data-end="2582">12-C</strong>, Floor Area <strong data-start="2595" data-end="2605">38 sqm</strong>, Address <strong data-start="2615" data-end="2635">Mandaluyong City</strong>, Title No. <strong data-start="2647" data-end="2663">T-2025-12345</strong>.”</p><h3 data-start="2667" data-end="2708">Price, reservation, down payment (H2)</h3><ul data-start="2709" data-end="2852"><li data-start="2709" data-end="2749"><p data-start="2711" data-end="2749">Total price in <strong data-start="2726" data-end="2747">words and figures</strong></p></li><li data-start="2750" data-end="2811"><p data-start="2752" data-end="2811"><strong data-start="2752" data-end="2781">Reservation/earnest money</strong> and whether it’s refundable</p></li><li data-start="2812" data-end="2852"><p data-start="2814" data-end="2852"><strong data-start="2814" data-end="2830">Down payment</strong> schedule and receipts</p></li></ul><p data-start="2854" data-end="2907"><strong data-start="2854" data-end="2862">Tip:</strong> Use exact calendar dates to avoid confusion.</p><h3 data-start="2909" data-end="2957">Conditional Contract to Sell – PAG-IBIG (H2)</h3><ul data-start="2958" data-end="3209"><li data-start="2958" data-end="3036"><p data-start="2960" data-end="3036">State that the agreement is a <strong data-start="2990" data-end="3033">Conditional Contract to Sell – PAG-IBIG</strong>.</p></li><li data-start="3037" data-end="3098"><p data-start="3039" data-end="3098">Make completion <strong data-start="3055" data-end="3095">subject to loan approval and takeout</strong>.</p></li><li data-start="3099" data-end="3209"><p data-start="3101" data-end="3209">Add what happens if the loan is <strong data-start="3133" data-end="3143">denied</strong> (resubmit/appeal/alternative financing/unwind with fair refunds).</p></li></ul><h3 data-start="3211" data-end="3256">Delivery, title transfer, possession (H2)</h3><ul data-start="3257" data-end="3477"><li data-start="3257" data-end="3325"><p data-start="3259" data-end="3325"><strong data-start="3259" data-end="3271">Turnover</strong> after takeout/full payment and document completion.</p></li><li data-start="3326" data-end="3413"><p data-start="3328" data-end="3413">Cooperation to <strong data-start="3343" data-end="3361">transfer title</strong> and annotate the Pag-IBIG mortgage if applicable.</p></li><li data-start="3414" data-end="3477"><p data-start="3416" data-end="3477"><strong data-start="3416" data-end="3432">Risk of loss</strong> and <strong data-start="3437" data-end="3450">insurance</strong> assignment after delivery.</p></li></ul><h3 data-start="3479" data-end="3518">Taxes, fees, and closing costs (H2)</h3><ul data-start="3519" data-end="3665"><li data-start="3519" data-end="3618"><p data-start="3521" data-end="3618">Allocate <strong data-start="3530" data-end="3559">capital gains/withholding</strong>, <strong data-start="3561" data-end="3582">documentary stamp</strong>, <strong data-start="3584" data-end="3609">transfer/registration</strong> costs.</p></li><li data-start="3619" data-end="3665"><p data-start="3621" data-end="3665">Clarify HOA dues/utilities and cutoff dates.</p></li></ul><blockquote data-start="3667" data-end="3991"><p data-start="3669" data-end="3991">Voice-search friendly: <strong data-start="3692" data-end="3761">“How do I fill a contract to sell PAG IBIG sample forms in Word?”</strong><br data-start="3761" data-end="3764" />Download the file, fill parties/IDs and property details, state price and schedule, add the <strong data-start="3858" data-end="3881">financing condition</strong>, spell out turnover and title transfer, allocate taxes/fees, include default clauses, then sign and notarize.</p></blockquote><hr data-start="3993" data-end="3996" /><h2 data-start="3998" data-end="4047">Step-by-step checklist (from offer to takeout)</h2><ol data-start="4049" data-end="4890"><li data-start="4049" data-end="4147"><p data-start="4052" data-end="4147"><strong data-start="4052" data-end="4077">Download the template</strong> — Use our <strong data-start="4088" data-end="4138">contract to sell PAG IBIG sample forms in word</strong> below.</p></li><li data-start="4148" data-end="4233"><p data-start="4151" data-end="4233"><strong data-start="4151" data-end="4178">Fill parties &; property</strong> — Copy exact details from the title/tax declaration.</p></li><li data-start="4234" data-end="4377"><p data-start="4237" data-end="4377"><strong data-start="4237" data-end="4261">Set price &; timeline</strong> — Reservation fee, down payment, and balance via <strong data-start="4311" data-end="4358">Pag ibig contract to sell free download pdf</strong> (convert later).</p></li><li data-start="4378" data-end="4505"><p data-start="4381" data-end="4505"><strong data-start="4381" data-end="4409">Add the financing clause</strong> — Make completion subject to <strong data-start="4439" data-end="4473">Pag-IBIG loan approval/takeout</strong> and pre-takeout requirements.</p></li><li data-start="4506" data-end="4619"><p data-start="4509" data-end="4619"><strong data-start="4509" data-end="4536">Define turnover &; title</strong> — Delivery after takeout/full payment; cooperation on title transfer/annotation.</p></li><li data-start="4620" data-end="4706"><p data-start="4623" data-end="4706"><strong data-start="4623" data-end="4646">Allocate taxes/fees</strong> — State clearly who pays what; collect official receipts.</p></li><li data-start="4707" data-end="4789"><p data-start="4710" data-end="4789"><strong data-start="4710" data-end="4729">Sign &; notarize</strong> — Notarization is commonly required for property filings.</p></li><li data-start="4790" data-end="4890"><p data-start="4793" data-end="4890"><strong data-start="4793" data-end="4816">Create a PDF binder</strong> — CTS, IDs, receipts, and <strong data-start="4843" data-end="4874">Pag-IBIG downloadable forms</strong> for submission.</p></li></ol><hr data-start="4892" data-end="4895" /><h2 data-start="4897" data-end="4922">Quick comparison table</h2><div class="_tableContainer_1rjym_1"><div class="group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse" tabindex="-1"><table class="w-fit min-w-(--thread-content-width)" data-start="4924" data-end="5515"><thead data-start="4924" data-end="4974"><tr data-start="4924" data-end="4974"><th data-start="4924" data-end="4934" data-col-size="sm">Section</th><th data-start="4934" data-end="4949" data-col-size="sm">What it does</th><th data-start="4949" data-end="4974" data-col-size="sm">Verify before signing</th></tr></thead><tbody data-start="4989" data-end="5515"><tr data-start="4989" data-end="5060"><td data-start="4989" data-end="5005" data-col-size="sm">Parties &; IDs</td><td data-start="5005" data-end="5035" data-col-size="sm">Identifies Seller and Buyer</td><td data-start="5035" data-end="5060" data-col-size="sm">Names match valid IDs</td></tr><tr data-start="5061" data-end="5128"><td data-start="5061" data-end="5078" data-col-size="sm">Property block</td><td data-start="5078" data-end="5102" data-col-size="sm">Binds the exact asset</td><td data-start="5102" data-end="5128" data-col-size="sm">Title/Tax Dec. numbers</td></tr><tr data-start="5129" data-end="5198"><td data-start="5129" data-end="5148" data-col-size="sm">Price &; payments</td><td data-start="5148" data-end="5173" data-col-size="sm">Confirms consideration</td><td data-start="5173" data-end="5198" data-col-size="sm">Words &; figures align</td></tr><tr data-start="5199" data-end="5269"><td data-start="5199" data-end="5218" data-col-size="sm">Financing clause</td><td data-start="5218" data-end="5243" data-col-size="sm">Makes sale conditional</td><td data-start="5243" data-end="5269" data-col-size="sm">Approval/takeout dates</td></tr><tr data-start="5270" data-end="5337"><td data-start="5270" data-end="5289" data-col-size="sm">Delivery &; title</td><td data-start="5289" data-end="5313" data-col-size="sm">Turnover and transfer</td><td data-start="5313" data-end="5337" data-col-size="sm">Keys/docs/annotation</td></tr><tr data-start="5338" data-end="5392"><td data-start="5338" data-end="5353" data-col-size="sm">Taxes &; fees</td><td data-start="5353" data-end="5371" data-col-size="sm">Cost allocation</td><td data-start="5371" data-end="5392" data-col-size="sm">BIR/LGU deadlines</td></tr><tr data-start="5393" data-end="5454"><td data-start="5393" data-end="5412" data-col-size="sm">Default/remedies</td><td data-start="5412" data-end="5432" data-col-size="sm">Failure scenarios</td><td data-start="5432" data-end="5454" data-col-size="sm">Fair refund limits</td></tr><tr data-start="5455" data-end="5515"><td data-start="5455" data-end="5470" data-col-size="sm">Notarization</td><td data-start="5470" data-end="5491" data-col-size="sm">Document integrity</td><td data-start="5491" data-end="5515" data-col-size="sm">Correct notary block</td></tr></tbody></table></div></div><hr data-start="5517" data-end="5520" /><h2 data-start="5522" data-end="5566">Sample wording you can adapt (copy/paste)</h2><blockquote data-start="5568" data-end="5905"><p data-start="5570" data-end="5905"><strong data-start="5570" data-end="5595">Conditional financing</strong><br data-start="5595" data-end="5598" />“This is a <strong data-start="5611" data-end="5654">Conditional Contract to Sell – PAG-IBIG</strong>. Completion is subject to BUYER’s Pag-IBIG housing loan approval and takeout. If the Loan is denied despite diligent compliance, the Parties shall resubmit, agree on alternative financing, or unwind the sale with refunds subject to documented costs.”</p></blockquote><blockquote data-start="5907" data-end="6143"><p data-start="5909" data-end="6143"><strong data-start="5909" data-end="5929">Delivery &; title</strong><br data-start="5929" data-end="5932" />“Upon loan takeout/full payment and completion of requirements, SELLER shall deliver possession and cooperate to transfer title to BUYER, including mortgage annotation in favor of Pag-IBIG as required by law.”</p></blockquote><hr data-start="6145" data-end="6148" /><h2 data-start="6150" data-end="6185">Download your editable Word file</h2><p data-start="6189" data-end="6492">Use as <strong data-start="6307" data-end="6352">Contract to Sell PAG-IBIG Format Download</strong>, then export as <strong data-start="6369" data-end="6409">SAMPLE Contract to Sell PAG-IBIG PDF</strong> for filing. You can also save as <strong data-start="6443" data-end="6470">Contract to Sell Format</strong> for internal records.</p><p><span style="font-size: 2em;"><b>ððð<a href="https://slidepp.net/wp-content/uploads/2025/09/313511398-Cont-ract-to-Se-ll-PA-G-IB-IG-1.doc" data-original-attrs="{";data-original-href";:";https://drive.google.com/uc?export=download&;id=1WiIfYekY0sHcJguEZQy0KvnPkSlx8HCA";,";target";:";_blank";}">[ð Download]</a></b> </span></p><hr data-start="6494" data-end="6497" /><h2 data-start="6499" data-end="6527">FAQs (voice-search ready)</h2><p data-start="6529" data-end="6778"><strong data-start="6529" data-end="6598">How is a Contract to Sell different from a Deed of Absolute Sale?</strong><br data-start="6598" data-end="6601" />CTS is conditional (pending financing or milestone). DOAS is executed once fully paid and title can be transferred immediately. See <strong data-start="6733" data-end="6757">real estate contract</strong> basics for context.</p><p data-start="6780" data-end="6929"><strong data-start="6780" data-end="6843">Can I use this template for bank loans instead of Pag-IBIG?</strong><br data-start="6843" data-end="6846" />Yes. Replace the lender references. The structure works for most mortgage takeouts.</p><p data-start="6931" data-end="7049"><strong data-start="6931" data-end="6960">Is notarization required?</strong><br data-start="6960" data-end="6963" />Notarization strengthens enforceability and is typically required for registry/filing.</p><p data-start="7051" data-end="7214"><strong data-start="7051" data-end="7078">Where can I learn more?</strong><br data-start="7078" data-end="7081" />Read general overviews of <strong data-start="7107" data-end="7120">mortgages</strong> and <strong data-start="7125" data-end="7150">real estate contracts</strong> to understand liens, title transfer, and conditions precedent.</p><hr data-start="7216" data-end="7219" /><h2 data-start="7221" data-end="7253">Pro tips for a smooth closing</h2><ul data-start="7255" data-end="7541"><li data-start="7255" data-end="7305"><p data-start="7257" data-end="7305">Use <strong data-start="7261" data-end="7279">calendar dates</strong> (not “within 30 days”).</p></li><li data-start="7306" data-end="7373"><p data-start="7308" data-end="7373">Keep a running <strong data-start="7323" data-end="7341">payment ledger</strong> and attach official receipts.</p></li><li data-start="7374" data-end="7434"><p data-start="7376" data-end="7434">Prepare a <strong data-start="7386" data-end="7407">closing checklist</strong> one week before takeout.</p></li><li data-start="7435" data-end="7490"><p data-start="7437" data-end="7490">Scan everything to <strong data-start="7456" data-end="7463">PDF</strong> and back it up securely.</p></li><li data-start="7491" data-end="7541"><p data-start="7493" data-end="7541">Confirm <strong data-start="7501" data-end="7512">BIR/LGU</strong> documentary timelines early.</p></li></ul><hr data-start="7543" data-end="7546" /><h2 data-start="7548" data-end="7561">Conclusion</h2><p data-start="7563" data-end="7968">A clear <strong data-start="7571" data-end="7621">contract to sell PAG IBIG sample forms in word</strong> protects both parties from offer to <strong data-start="7658" data-end="7674">loan takeout</strong>. Start with precise property identifiers, spell out the price, and make the sale <strong data-start="7756" data-end="7771">conditional</strong> on Pag-IBIG approval. Define turnover and title-transfer steps, allocate taxes/fees, and include practical default and remedy language. Notarize and keep scanned copies for your Pag-IBIG packet.</p><p data-start="7970" data-end="8381">Ready to finalize your paperwork? <strong data-start="8004" data-end="8034">Download the Word template</strong>, customize it today, and follow the checklist above. If your situation involves special cases (co-owners, inherited titles, unusual payment structures), have a licensed professional review the final document. Share this guide with buyers and sellers who need a <strong data-start="8296" data-end="8330">Contract to Sell PAG-IBIG Word</strong> file—good documentation prevents costly surprises.</p><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div><div class="host-lopnbnfpjmgpbppclhclehhgafnifija" style="position: relative; z-index: 2147483647;"> </div>								</div>
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Contract to Sell PAG IBIG Sample Forms in Word
